GEM DiCom
The Digital Commodity
You Can Trust
Stability of gemstones meets
transparency of blockchain.
The BIG WHY
Why GEM DiCom stands out.
Democratized
Allowing access to a totally new asset class with not only one but 12 different gemstones backing GEM DiCom.
WHY We Do What We Do?
Our Vision: Preserving Wealth with Digital Innovation
GEMtrust aims to democratize access to gemstone-backed assets by combining the reliability of traditional commodities with cutting-edge blockchain technology.
We believe in a world where wealth preservation is accessible, transparent, and aligned with timeless values.
GEM DiCom stands out as a Digital Commodity anchored by physical gemstones. Unlike speculative assets, GEM DiCom is anchored by physical gemstones stored securely in Swiss vaults.
Intrinsic value
Real-time proof of reserves
Stability through non-volatile, tangible assets
Our Mission
We are the believers.
In wealth that lasts. In assets that endure.
In gemstones and technology, united.
We are the builders.
Of security. Of trust. Of a future beyond speculation.
We are GEMtrust.
Wealth. Secure. Timeless.
Our Three Pillars
When it comes to preserving wealth, security is our highest priority. For us, security stands on three core pillars:
Blockchain
Blockchain technology provides transparency, accessibility, and trust by digitizing tangible assets into a secure and innovative asset class.
Diversification
Diversification as an investment strategy strengthens portfolios with low-volatility, tangible assets, mitigating risks and enhancing resilience.
Long-term Focus
It’s a marathon, not a sprint.
Legacy and wealth are only built in the long run.
DiCom
Digitally Melted Gemstones – The Future of Digital Commodities
“DiCom” stands for “Digital Commodity” – a secure, blockchain-backed representation of real-world value.
Digitally Melting is the process of unifying unique physical gemstones into a standardized digital asset, creating a fungible and tradable representation on the blockchain.
By digitally melting gemstones into DiCom, we transform these tangible, valuable assets into secure, blockchain-backed digital commodities, preserving their intrinsic worth while enhancing liquidity and accessibility.
Unlike typical tokens DiCom emphasizes stability and intrinsic value.
GEM DiCom’s value is derived from real investment-grade colored gemstones and not from speculative trading.
Why choose GEM DiCom
Stability
Real investment-grade colored gemstones as the foundation.
Transparency
Real-Time Proof of Reserve – Aways see what backs your investment
Governance
Community-driven decisions via DAO
Security
Immutable blockchain integration.
Why Invest in GEM DiCom?
Stability and Security at Your Fingertips
Investing in GEM DiCom means choosing a digital commodity that bridges the gap between traditional asset security and modern blockchain innovation.
Unlike conventional cryptocurrencies that are often driven by speculation, GEM DiCom is backed by real-world investment-grade gemstones, giving it intrinsic value and long-term stability.Each unit is backed by real gemstones.
GEM DiCom offers a unique opportunity to preserve wealth in a form that combines the tangible worth of precious gemstones with the efficiency and transparency of blockchain technology. By owning GEM DiCom, you are not just purchasing a digital token; you are securing a stake in a commodity that has proven to hold value across centuries.
This is made possible thanks to the process we call “Digital Melting”. Digitally melting is the transformative process that takes individual, non-fungible gemstones and unifies them into a digital format. This process standardizes the value of these physical assets into GEM DiCom, making them tradable, divisible, and easy to manage, while maintaining the underlying value of the original gemstones
Technology
Advanced Blockchain Solutions for Tangible Value
Our technology is designed for one purpose: to secure your wealth transparently and efficiently.
Immutable Smart Contracts
Decentralized Governance (DAO)
Secure Storage in Swiss Vaults
Governance
Decentralized and Community-Driven
GEMtrust DAO empokers holders of the governance token (Carat) to shape the ecosystem. Participate actively through voting and proposal submission.
FAQ
Is the GEM DiCom really backed by physical gemstones?
Yes. Every GEM DiCom is backed 1:1 by certified, investment-grade coloured gemstones stored in high-security vaults in Switzerland.
Who verifies the value and authenticity of the gemstones?
World-renowned gem labs such as Gübelin, Swiss Gemmological Institute (SSEF), and Deutsche Stiftung Edelsteinforschung (DSEF) verify the authenticity of the gemstones. Independent, court-approved appraisers in Germany appraise the value. These appraisals are the only ones that are accepted by insurance companies and courts. The appraiser is personally liable for the appraisal, meaning: if he makes a wrong appraisal, he goes to jail.
What guarantees do I have that these gemstones exist and are stored securely?
We offer – based on our knowledge – the only solution in the industry that provides a real-time proof of reserves via the GEMtrust platform. The gemstones are stored in trusted vaults operated by Helveticor in Switzerland and are regularly audited in full by independent auditors and trustees.
Can I inspect or take physical delivery of the gemstones if I want?
Yes. You can swap your GEM DiCom for a physical stone through Deutsches Edelsteinhaus.
How does the DAO governance of GEMtrust work — and do I have any influence as a buyer?
GEMtrust is managed via a DAO (Decentralized Autonomous Organization). That means rules are coded into smart contracts, and token holders can vote on certain governance decisions. As a buyer of GEM DiCom you automatically receive governance tokens from the DAO, which enables you to shape the future of the ecosystem.
Who stands behind this project? Are the partners reputable and independently audited?
The GEM project is built and operated by a coalition of trusted German and Swiss institutions with deep expertise in gemology, asset security, and blockchain technology.
To protect the integrity and independence of the system, the project is governed by a DAO (Decentralized Autonomous Organization) — not by any single company or individual.
This structure was chosen deliberately to avoid centralization, reduce manipulation risk, and ensure that ownership, control, and operations remain transparent, traceable, and incorruptible.
For privacy, legal neutrality, and resilience, the identities of certain individuals and entities are not made public. Instead, trust is built through:
✔ Audited reserves
✔ Smart contract transparency
✔ Third-party asset certification
✔ Proof-of-reserve and open-source governance
GEMtrust was created not to demand trust in a name, but to make trust unnecessary through verifiable systems.
How can I sell my GEM DiCom again — and how quickly?
You can sell your GEM DiCom directly through the GEMtrust platform at any time at the market price. Transactions are processed on-chain and typically complete within seconds, depending on network conditions.
Are there any restrictions on when or how I can cash out?
GEM DiCom are designed for 24/7 liquidity. To ensure this at any time, anyone can buy or sell the maximum of 1.5% of the total market cap per month. You can sell at any time, with no lock-in periods or withdrawal restrictions.
What’s the bid/ask spread, and is it the same for small and large investors?
The bid/ask spread is typically between 3–5%, regardless of transaction size. This is more favorable than the spreads often seen with physical gold or small bullion bars.
What happens to my investment if the GEMtrust platform ceases operations?
Your GEM DiCom are backed by real, certified gemstones stored securely in Switzerland. Even if the platform ceases operations, your DiCom remain valid and redeemable, as the underlying assets are managed independently and transparently, since everything is stored on the immutable blockchain.
How does GEM compare to owning physical gold in terms of safety and long-term returns?
GEM is backed by real, investment-grade colored gemstones, which have shown 8–10% average annual growth over the past decade. Like gold, it’s a tangible asset — but more portable, discreet, and less regulated. Both are safe stores of value, but GEM is designed for the modern times and for investors seeking flexibility.
Is GEM really safer than gold in a government crackdown or financial crisis?
Yes. Unlike gold, which has historically been confiscated or regulated in many countries, gemstones have never been banned or seized. GEM is private, discreet, and stored securely — making it less visible and less vulnerable to government intervention.
Is GEM correlated to the gold price, gemstone price indexes, or something else?
GEM is not directly correlated to gold, stocks, or fiat currencies. Its value is tied to certified gemstone market prices, which tend to move independently from traditional financial markets — making it an ideal portfolio diversifier.
Why should I invest in GEM rather than in well-known inflation hedges like gold or real estate?
Because GEM combines the stability of a physical asset with the flexibility of a digital one.
✔ No bureaucratic hurdles
✔ No property taxes or maintenance
✔ Easy to transport and liquidate
✔ Highly mobile — perfect for global citizens or those preparing for “worst-case scenarios”
What exactly is a “digitally melted” gemstone?
“Digitally melted” means that real, unique gemstones are bundled into a standardized digital unit — the GEM DiCom — so they become fungible, tradable, and divisible like currency, while still being backed by real assets.
What technology is used to secure and tokenize the assets — and is it safe?
GEM uses blockchain technology with smart contracts and real-time proof-of-reserve. GEM DiCom are issued on a secure, decentralized network, and all assets are backed, stored, and audited by reputable Swiss and German partners.
What do I need to buy GEM? Do I need crypto knowledge or wallets?
No crypto experience needed.
Just register at gemtrust.net, create a simple digital wallet in the app, and start buying from as little as $1 — no crypto expertise required.
Problem
Roadmap
September 2024
September 2024
September 2024
About Us
GEMtrust DAO embodies the essence of our mission and values in each part of its name:
GEM
“GEM” represents more than just our focus on gemstones. It symbolizes what we believe about value – something rare, natural, and time-tested. Throughout history, gemstones have been trusted stores of value across civilizations, embodying our belief that true wealth should be tangible, stable, and timeless. Just as every gem is unique and valuable in its own right, we believe in democratizing access to this time-honored asset class.
TRUST
“trust” is at the core of everything we do. By combining blockchain technology’s transparency with the tangible value of gemstones, we’re creating a new level of trust in investment. Our belief in complete verifiability and our commitment to using blockchain for real utility rather than speculation is reflected in this word. Trust also represents our commitment to being good stewards of our investors’ wealth, believing that in the long run, the good will win.
DAO
“DAO” (Decentralized Autonomous Organization) reflects our modern approach to democratizing wealth preservation. It represents our belief that everyone should have access to premium asset classes, not just the wealthy few. The DAO structure embodies our belief in true partnerships and achieving success together, allowing our community to be part of something revolutionary from the beginning.
Together, GEMtrust DAO represents the bridge between timeless value and modern innovation – exactly what we believe the future of wealth preservation should be. Like our beliefs about being radical and transformative, derived from the Latin word “radix” (root), GEMtrust DAO represents a fundamental reimagining of how people can preserve and grow their wealth across generations.
© Copyright GEMtrust DAO. All Rights Reserved
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The Maximum drawdown is a measure of the largest observed loss from a peak to a trough in the value of an investment before it recovers to a new peak. It is expressed as a percentage and helps assess downside risk over a specific period. GEM’s Maximum Drawdown of 1.88% in the period 2011 to 2024 underlines the low downside volatility of GEM.
If you put the return into relation to the maximum drawdown, you get a ratio that helps assess how risky an investment is. This ratio is called Calmar Ratio. The higher the Calmar Ratio the better the risk-adjusted performance. This ratio shows how much return is achieved per unit of downside risk.
With a Calmar Ratio of 56.88 GEM is comfortably in the lead when it comes to risk assessment.
Because there’s such low volatility and such a small drawdown, it doesn’t matter at all when you invest in GEM. You don’t need market timing. The right time to invest is ALWAYS NOW and it’s ALWAYS OPTIMAL. Tell that to the guy who invested in gold in July 2011 and was still in the red in December 2015.
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The portfolio of the 12 selected investment-grade coloured gemstones that ultimately back GEM DiCom has increased from $2,594 per carat in 2011 to $7,115 per carat in 2024, which translates to an annual increase of some 12.5%.
BUT: As always, the results of the past are not a guarantee for the same results in the future. The future development might be totally different.