Yes. Every GEM DiCom is backed 1:1 by certified, investment-grade coloured gemstones stored in high-security vaults in Switzerland.

World-renowned gem labs such as Gübelin, Swiss Gemmological Institute (SSEF), and Deutsche Stiftung Edelsteinforschung (DSEF) verify the authenticity of the gemstones. Independent, court-approved appraisers in Germany appraise the value. These appraisals are the only ones that are accepted by insurance companies and courts. The appraiser is personally liable for the appraisal, meaning: if he makes a wrong appraisal, he goes to jail.

We offer – based on our knowledge – the only solution in the industry that provides a real-time proof of reserves via the GEMtrust platform. The gemstones are stored in trusted vaults operated by Helveticor in Switzerland and are regularly audited in full by independent auditors and trustees.

Yes. You can swap your GEM DiCom for a physical stone through Deutsches Edelsteinhaus.

GEMtrust is managed via a DAO (Decentralized Autonomous Organization). That means rules are coded into smart contracts, and token holders can vote on certain governance decisions. As a buyer of GEM DiCom you automatically receive governance tokens from the DAO, which enables you to shape the future of the ecosystem.

The GEM project is built and operated by a coalition of trusted German and Swiss institutions with deep expertise in gemology, asset security, and blockchain technology.

To protect the integrity and independence of the system, the project is governed by a DAO (Decentralized Autonomous Organization) — not by any single company or individual.

This structure was chosen deliberately to avoid centralization, reduce manipulation risk, and ensure that ownership, control, and operations remain transparent, traceable, and incorruptible.

For privacy, legal neutrality, and resilience, the identities of certain individuals and entities are not made public. Instead, trust is built through:
 Audited reserves
 Smart contract transparency
 Third-party asset certification
 Proof-of-reserve and open-source governance

GEMtrust was created not to demand trust in a name, but to make trust unnecessary through verifiable systems.

You can sell your GEM DiCom directly through the GEMtrust platform at any time at the market price. Transactions are processed on-chain and typically complete within seconds, depending on network conditions.

GEM DiCom are designed for 24/7 liquidity. To ensure this at any time, anyone can buy or sell the maximum of 1.5% of the total market cap per month. You can sell at any time, with no lock-in periods or withdrawal restrictions.

The bid/ask spread is typically between 3–5%, regardless of transaction size. This is more favorable than the spreads often seen with physical gold or small bullion bars.

Your GEM DiCom are backed by real, certified gemstones stored securely in Switzerland. Even if the platform ceases operations, your DiCom remain valid and redeemable, as the underlying assets are managed independently and transparently, since everything is stored on the immutable blockchain.

GEM is backed by real, investment-grade colored gemstones, which have shown 8–10% average annual growth over the past decade. Like gold, it’s a tangible asset — but more portable, discreet, and less regulated. Both are safe stores of value, but GEM is designed for the modern times and for investors seeking flexibility.

Yes. Unlike gold, which has historically been confiscated or regulated in many countries, gemstones have never been banned or seized. GEM is private, discreet, and stored securely — making it less visible and less vulnerable to government intervention.

GEM is not directly correlated to gold, stocks, or fiat currencies. Its value is tied to certified gemstone market prices, which tend to move independently from traditional financial markets — making it an ideal portfolio diversifier.

Because GEM combines the stability of a physical asset with the flexibility of a digital one.
No bureaucratic hurdles
No property taxes or maintenance
Easy to transport and liquidate
Highly mobile — perfect for global citizens or those preparing for “worst-case scenarios”

“Digitally melted” means that real, unique gemstones are bundled into a standardized digital unit — the GEM DiCom — so they become fungible, tradable, and divisible like currency, while still being backed by real assets.

GEM uses blockchain technology with smart contracts and real-time proof-of-reserve. GEM DiCom are issued on a secure, decentralized network, and all assets are backed, stored, and audited by reputable Swiss and German partners.

No crypto experience needed.
Just register at gemtrust.net, create a simple digital wallet in the app, and start buying from as little as $1 — no crypto expertise required.